Since 2002, Nomis Solutions has been helping banks and finance companies increase profits while maintaining revenues and market share with its innovative approach to pricing. We currently work with 7 of the top 20 banks in the world and 5 of the top 10 banks in the US and 4 of the top 20 auto finance companies.

Below is a select list of banks and finance companies that use a Profit-based Pricing approach enabled by our award winning solution -- Nomis Price Optimizer™ -- to make better pricing decisions:

• Abbey
• AmeriCredit
• Chrysler Financial
• Ford Motor Credit Company
• GE Money
• HBOS plc
• Royal Bank of Canada
• Washington Mutual Bank

FEATURED CUSTOMERS

USING A CUSTOMER-CENTRIC APPROACH

“While many banks talk about becoming more customer-centric, Abbey is clearly a customer-driven organization by adopting initiatives and technologies that will enable them to get closer to their customers.

We are excited to help the Consumer Finance team take their business to the next level of performance and build a set of best practices and success criteria that can be applied throughout the rest of the organization."

Lawrence Whittle, Vice President International
Nomis Solutions

CUSTOMER PERSPECTIVE

"By using the Nomis Price Optimizer, we are armed with a solution that enables us to better and more proactively manage the dynamic and volatile lending environment with interest rate changes, competitor moves, and changing internal goals.

We have also improved our ability to execute on our pricing strategies across product lines and channels, which empowers us to better meet our customers’ and dealers’ needs and to increase shareholder value."

Tom Schwartz, Vice President of Operational Analytics
AmeriCredit Corp

Chrysler Financial

CUSTOMER PERSPECTIVE

"A new, collaborative pricing model enables us to take a more proactive approach and use pricing strategically to drive performance.

We chose to work with the Nomis Solutions team because of their proven track record and experience in pricing optimization as well as their solid understanding of the auto finance business."

Kelly Mankin, Vice President of Marketing
Chrysler Financial

  HBOS won the 'Best Use of IT in Retail Banking' at the 2006 Financial Sector Technology Forum
  for its use of Nomis Price Optimizer.

CUSTOMER PERSPECTIVE

"Since working with Nomis Solutions our pricing team has achieved both strategic and operational benefits.

We continue to gain insights about our customers and our product performance, which we’ve used to advance our pricing practices and process."

Alex Park, Senior Manager, Pricing
Halifax Bank of Scotland (HBOS)

CUSTOMER PERSPECTIVE

"The credit experience is very much a moment of truth. Getting that right is very important to us at RBC.

We are currently using the Nomis Price Optimizer for unsecured lines of credit, with plans to extend it to other lines of business including auto financing. Effective loan pricing supports our 'full relationship' banking model and by using analytic tools to dovetail our pricing and personal marketing strategies, we are able to understand where the customer sees value in the product."

Neil McLaughlin, Head of Consumer Lending
Royal Bank of Canada