"Pricing optimization is enabling bank executives to use pricing as a strategic weapon to meet their corporate objectives..."

Learn more from the guru of price optimization, Dr. Robert Phillips.
Nomis Offer Optimizer
Nomis Offer Optimizer: Real-time Pricing Tools for the Underwriting and Pricing Workflow
Nomis Offer Optimizer™ (NOO) is a real-time pricing optimization solution that integrates into the underwriting and pricing workflow, allowing a credit analyst or underwriter to optimize rate, fee, and terms for each deal or bundle of deals. With NOO, you can:
Increase profitability of negotiated deals by 20% without any drop in volume
Increase visibility into dealer behavior and financial results
Increase underwriter efficiency through optimized deal structures
NOO also includes Nomis SmartRanges™, a set of optimal discretionary guidelines that provide deep visibility into price sensitivity, as well as discount ‘wiggle room’ within each price segment.
Improve Profitability and Market Share by 10-20% or More
On average, customers who use Nomis pricing tools improve profitability by 25-50 bps, or volume by 25% or more, depending on the pricing strategy. In fact, one of our customers paid for implementation in the first quarter of use.
Integrates Easily into Your Underwriting and Pricing Workflow
ONomis Offer Optimizer augments your existing pricing tools and is delivered in as little as 12 - 16 weeks through our secure hosted environment. Deployed with minimal IT impact and designed to integrate easily within your underwriting and pricing workflow, there’s no need for a huge IT investment.
Join Industry Leaders on the Winning Edge of Pricing Strategy
Deployed at more than 35 banks and finance companies, Nomis Solutions pricing tools have optimized over 400 billion in consumer accounts and generated over $400 million in incremental profits, through more than 100,000 pricing scenarios.
Learn More About Nomis Price Optimizer and Nomis' Pricing Tools
To learn more about pricing strategy, and the pricing tools that will unlock your portfolio's true profit and volume potential, contact Nomis today »
A Customer's Success Story

"First, we were impressed by the financial benefits and the quick return on investment that we’d realized. Second, this approach supercharges our pricing team’s underwriting of customer preferences and product performance, empowering them to better tailor offers to our customers and dealers. And last, but certainly not least, it replaces the hundreds of spreadsheets and manual calculations that we’ve used in the past with a strong and efficient pricing process."

Head of Consumer Lending, Royal Bank of Canada
Innovation Enhances Underwriting and Pricing Workflow
"Ventana Research anticipates that once the current challenging conditions in the financial services sector have eased, companies in banking and consumer finance will find themselves in an environment where managing profitability and controlling risk exposure is even more important than it was in the last cycle.

In North America (especially the United States), the likely deleveraging of the balance sheets of both the financial services industry and consumers will heighten the necessity to eke out every basis point of yield from loan portfolios while still demonstrating a consistent ability to manage risk transparently."

Rob Kugal, SVP and Research Director, Ventana Research
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