Nomis Price Optimizer: Workstation for Improved Profits, Volumes and Credit Quality

Nomis Price Optimizer™ (NPO) is the industry's leading pricing optimization and rate management platform, driven by customer data, advanced analytics, innovative technology and tailored business processes. Designed for pricing strategy across the retail banking industry, this suite of powerful pricing tools helps you:

Improve profitability and market share 10-20% or more while maintaining credit quality

Leverage rich, strategic insight into customer pricing and preferences

Use pricing to manage portfolio mix, and gain visibility into flow of funds

Improve efficiency by using a single repository for pricing strategy and corresponding audit trail

Enabling a Closed Loop Pricing Process

Nomis Price Optimizer engages a data feedback and model calibration, so it's continually improving the strategic alignment and accuracy of pricing decisions. This enables your business to continually adapt pricing strategy to dynamic market conditions.

Improve Profitability and Market Share by 10-20% or More

On average, customers who use Nomis pricing tools improve profitability by 25-50 bps, or volume by 25% or more, depending on the pricing strategy. In fact, one of our customers paid for implementation in the first quarter of use.

Rapid Deployment, Proven Success

Nomis Solutions' pricing tools augment your own pricing strategy and are delivered in as little as 12 - 16 weeks through our secure hosted environment. Deployed with minimal IT impact and designed to integrate easily with your existing pricing tools, there’s no need for a huge IT investment.

Join Industry Leaders on the Winning Edge of Pricing Strategy

Deployed at more than 35 banks and finance companies, Nomis Solutions pricing tools have optimized over 400 billion in consumer accounts and generated over $400 million in incremental profits, through more than 100,000 pricing scenarios.

Learn More About Nomis Price Optimizer and Nomis' Pricing Tools

To learn more about pricing strategy, and the pricing tools that will unlock your portfolio's true profit and volume potential, contact Nomis today »

Customers Share Success Stories

"By using the Nomis Price Optimizer, we are armed with a solution that enables us to better and more proactively manage the dynamic and volatile lending environment with interest rate changes, competitor moves, and changing internal goals.

We have also improved our ability to execute on our pricing strategies across product lines and channels, which empowers us to better meet our customers' and dealers' needs and to increase shareholder value."

Vice President of Profitability, US Top Tier National Subprime Lender


"We’ve partnered with Nomis Solutions to use a more customer-centric and tailored approach to pricing that will enable us to price our unsecured loans business appropriately and prudently. The Nomis Price Optimizer enables us to understand the impact of pricing on customer response and use that insight to make smarter pricing decisions in this difficult environment."

Simon Beresford, Head of Consumer Lending, Nationwide Building Society


"The credit experience is very much a moment of truth. Getting that right is very important to us at RBC.

We are currently using the Nomis Price Optimizer for unsecured lines of credit, with plans to extend it to other lines of business including auto financing. Effective loan pricing supports our 'full relationship' banking model and by using analytic tools to dovetail our pricing and personal marketing strategies, we are able to understand where the customer sees value in the product."

Neil McLaughlin, Former Head of Consumer Lending, Royal Bank of Canada

Request a Nomis Price Optimizer Product Brief