"Pricing optimization is enabling bank executives to use pricing as a strategic weapon to meet their corporate objectives..."

Learn more from the guru of price optimization, Dr. Robert Phillips.
Success Stories
Successes by Line of Business
Experienced profits beyond expectations with up to 20% improvement in conversion rates at stable return on equity.
Regain your pre-card act profitability and increase receivables and profits 10-20% while maintaining credit quality.
Apply new adaptive models and gain accurate balance forecasts, get up to 18% spread improvement, and up to 12% net interest income improvement.
Experience volumes and profitability beyond expectation: 10-20% lift in profits and up to 10x ROI in one year.
Get up to 20% increased net income contribution with 15-25 bps market share improvement.
Up to 15-1 return on investment expected. Benefits exceeding expectations for unsecured personal lending.
Successes by Bank
Gained 3-25 bps margin improvement in time deposits, ability to better leverage relationship between rate and retention.
Gained 40 bps in improved profit. Personal loan product re-positioned as 'high margin' and given front book return.
Improved spread +18%. Net Interest Income +12%. Balance +1%. Visibility into Flow of Funds +99%.
Within a year, realized increase of 20bps and 5% lift in profit, gain of $6.2 million.
Financial benefit exceeded projections. Overall retention increased while average yield remained steady.
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