The Mortgage Retention Challenge




Customers may well see exceptional value as banks compete aggressively for borrowers seeking a home loan change.

In the wake of the global financial crisis (GFC), the economies of both Australia and New Zealand have weathered the storms experienced deeply by both Europe and North America. In other regions, banks saw crises of balance sheets, capital, funding, and profitability. Economies fell into deep recessions. New lending in banks effectively ceased and banks shored up deposits in a bid to save the integrity of the institutions.

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