Delivering Personalized Commercial Banking Experiences

Nomis Solutions' analytics platform and end-to-end pricing help retail banks achieve customer-centric pricing with granular insights delivered throughout your entire institution.

14k+ bankers

10 of the top 20 North American banks

$2.5 trillion+ in assets and liabilities

$1 billion+ in cumulative profits generated

A pricing decision every 40ms

Solve the Pricing Problem from Start to Finish

We solve for the whole pricing process so that you can rely on precise, specific analytics, reliable execution, and fair and consistent sales force behavior for every transaction.

"Having additional insights and analysis in a way that can be easily digested by partners in the field gives them a lot more confidence in what we’re doing. The capabilities improve the conversation."

Ben Mendelsohn

Vice President, Retail Product Management, Fifth Third Bank

What We've Seen

In an ever-evolving industry, these challenges are paramount...

Pressure to reliably meet targets

How can I reach my goals regardless of market fluctuations, unpredictable corporate challenges and competing internal dynamics?

Not knowing where I am leaving money on the table

What constraints can I relax that will deliver results without sacrificing competing objectives?

Rigid systems impede execution of customer centric offers

Is there a better way I can deliver personalized offers faster?

Inconsistency of my front line presenting the right offer at the right time

How can I achieve greater visibility and influence to ensure we are meeting customer expectations?

Increasing number of exceptions to my standard pricing due to competitive pressures

Streamline and automate the exception workflow through AI

Inability to explain or react to why we lose

How can I feed insights back to the business to continuously get better?

Knowing which opportunity will meaningfully move the business forward

Rank order pricing opportunities based on profit and volume potential

Data-Driven Customers Require Data-Driven Banks

The challenge of banks today is to engage and satisfy a customer who is driven by knowledge and insights anytime, anywhere. Get closer to your customer by delivering personalized offers and the ability to optimally and dynamically set prices in the moment.

"By implementing a Profit-based Pricing approach we’ve gained a significant advantage that allows us to better manage our performance in a volatile home equity market."

Jeryn

Vice President of Home Equity Lending at top five US bank

$Do-The-Math$

Do the Math and Put It to Work

The Nomis Platform integrates into your core systems to enable real-time deployment of smarter, segmented, more dynamic pricing strategies. We empower your front line with the ability to leverage the insights they need in order to have smarter, more personalized interactions with your customers that will generate mutually stronger results.

"The driver has really been the investment we’ve put into our front line, the investment we’ve put into some of our sensitivity analysis for pricing and some of the efforts we’ve done to get to deeper relationships. All those investments that have allowed us to... just be easier to deal with, to drive to deeper relationships, and that is what we are seeing in the volume growth I believe."

David

Head of Retail Banking, Top 5 Canadian Bank

Nomis Solutions Benefits

Guaranteed Outcomes

Meet your growth and profit objectives

Elevated Customer Experience

Attract and retain customers with a tailored offer at every touchpoint

Empowered Employees

Enable your team with insights, improved pricing and flexibility

"We’ve been using Nomis to optimize our dealer finance rates for three years now and are pleased with the results and use."

- Chuck, Head of Indirect Lending, top 10 US Bank

"Before Nomis, our renewal contact with customers was basically regulatory-driven. Nomis helped us with a much more disciplined contact strategy. What we needed was someone to apply analytic discipline to our mortgage retention initiatives and to provide assistance on which customers were most likely to attrite so we could focus our efforts on those customers."

Lezley Chafetz, Director of Product & Program Design, Scotiabank

"The entire Nomis team have been exceptional. Aside from their depth and breadth of knowledge, it’s quite impressive to witness their unwavering willingness to help out at a moment’s notice without hesitation, and no matter what time of day (or late evening) the request for help comes in."

Maria, Pricing Transformation Project Manager, Top 5 Canadian Bank

"We [now] look at new product offerings with a greater understanding of the future implications for the rest of the book. It’s also led us to structuring our products in such a way that we have different strategic approaches to pricing on all of these products."

Alison, Head of Retail Balance Sheet Management, top 50 EMEA Bank

"We generated $4 million in profit improvements in our first three months of using the Nomis Price Optimizer. The solution enables us to proactively manage the dynamic and volatile lending environment with interest rate changes, competitor moves, and changing internal goals."

Tom, Vice President of Operations Analytics, US Full Spectrum Dealer Finance Company

"Having the Nomis Price Optimizer analyze our performance at the granular pricing cell level revealed a number of operational pricing errors costing us over $1 Million per year."

Patricia, VP of Personal Lending, Top 5 Canadian Bank